Level 1
Digital Banking and FinTech Essentials
Registrations Open !!
Registrations Open !!
Digital Banking and FinTech Essentials is an introductory course that familiarizes students with the concepts and applications of technology in banking and financial services. The course focuses on understanding digital banking systems, financial market infrastructure, digital payments, blockchain technology, and online investment platforms. It also highlights the role of regulators such as RBI, SEBI, and NPCI in the Indian digital financial ecosystem. By progressing from basic concepts to practical applications, the course helps students understand modern financial technologies and prepares them to use digital tools for financial decision-making, investment analysis, and personal wealth management.
| Day | Topic | Sub-Topic No. | Sub-Topic Title | Detailed Contents |
| Day 1 | Introduction to FinTech and Digital Banking | 1.1 | Overview of FinTech | Meaning, evolution and importance of financial technology |
| 1.2 | Digital Transformation in Banking | Impact of technology on banking services | ||
| 1.3 | Traditional vs Digital Banking | Comparison of conventional and digital banking models | ||
| 1.4 | FinTech Ecosystem | Banks, startups, regulators, investors and customers | ||
| 1.5 | Financial Inclusion | Role of FinTech in improving access to financial services | ||
| Day 2 | Digital Payment Systems and Infrastructure | 2.1 | Digital Payment Systems | Introduction to electronic payment mechanisms |
| 2.2 | UPI, NEFT, RTGS, IMPS | Overview of major electronic payment systems | ||
| 2.3 | Digital Wallets | Mobile wallets and payment gateway operations | ||
| 2.4 | QR and Mobile Payments | Contactless payments and mobile banking | ||
| 2.5 | Payment Security | Encryption, tokenization and fraud protection | ||
| Day 3 | Core Technologies in FinTech | 3.1 | Blockchain | Distributed ledger technology and applications |
| 3.2 | Artificial Intelligence | AI use cases in banking and finance | ||
| 3.3 | Machine Learning | Predictive analytics and risk analysis | ||
| 3.4 | Cloud Computing | Cloud platforms for financial services | ||
| 3.5 | Big Data | Data analytics for financial decision making | ||
| Day 4 | Digital Banking Products and Business Models | 4.1 | Digital Banking Platforms | Internet banking and mobile banking |
| 4.2 | Neobanks | Digital‑only banks and challenger banks | ||
| 4.3 | Digital Lending | Peer‑to‑peer lending platforms | ||
| 4.4 | Robo Advisory | Automated investment advisory services | ||
| 4.5 | FinTech Business Models | Revenue and platform‑based models | ||
| Day 5 | Regulation, Risk and Security | 5.1 | FinTech Regulations | math, random, datetime |
| 5.2 | RegTech | Arrays and basic operations | ||
| 5.3 | Cybersecurity | DataFrames, CSV handling | ||
| 5.4 | Fraud Detection | Hands-on implementation using NumPy and Pandas on real-world datasets | ||
| 5.5 | Data Privacy | Practical evaluation, concept revision, and guidance on career pathways | ||
| Day 6 | Future Trends and Innovation | 6.1 | Cryptocurrency | Digital assets and blockchain currency |
| 6.2 | Central Bank Digital Currency | Digital currency issued by central banks | ||
| 6.3 | Decentralized Finance | Blockchain based financial services | ||
| 6.4 | Embedded Finance | Financial services integrated into digital platforms | ||
| 6.5 | Capstone Discussion | Case studies and future trends in digital finance |
| Know your Mentor | Contact Number | Email Id | Teaching Experience (in Yrs.) |
| Anita Kumari | 8279862929 | anita.e15610@cumail.in | 7 Years |
The Advanced Credit Program at Chandigarh University provided a perfect blend of academic rigor and flexibility. It enabled me to fast-track my education while gaining in-depth subject knowledge. The structured curriculum ensured clarity and consistency in learning. Faculty members were approachable and supportive at every step. The program enhanced my analytical and problem-solving skills. It truly prepared me for higher academic and professional challenges.
The Advanced Credit Program at Chandigarh University has been a game-changer for my academic journey. It gave me the flexibility to accelerate my studies while exploring subjects in greater depth. The curriculum is structured, industry-relevant, and supported by faculty who genuinely want students to grow. What I appreciated most was how the program helped me build confidence—both academically and professionally—by encouraging higher-level thinking and self-discipline. This program doesn’t just add credits; it adds real value to your learning experience and future opportunities.
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